• Blue_Morpho@lemmy.world
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      11 months ago

      The Chinese government overbuilt housing. Housing investors didn’t realize gains because there were more homes than people looking for homes.

      https://en.m.wikipedia.org/wiki/Under-occupied_developments_in_China

      A ponzi scheme is where you collect investments and pay out the first investors high interest with the early money collected to make it appear you are legitimate and thereby trick more into giving you money.

      Buying real estate which goes down in value because the government makes more homes isn’t a ponzi scheme. It’s no different than losing money investing in wheat futures by betting against the US subsidizing farmers. (which creates a surplus.)

      • Tartas1995@discuss.tchncs.de
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        11 months ago

        So you agree that it has nothing to do the subsidiaries on building/buying housing nor realizing Profit but everything with a market that overbuilt housing to the point where there were way too many homes than people looking for a home.

        You could subside the first house. You could make no Profit and finish the building projects. You just can’t build way too many housing and expect the market to not collapse.

          • Coreidan@lemmy.world
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            11 months ago

            Yes it is a Ponzi scheme. People are putting money into something they aren’t getting. So the answer is no, you haven’t heard of Evergrande. If you think Evergrande is simply an “overbuild” situation then it’s clear you don’t know shit.

            • Blue_Morpho@lemmy.world
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              11 months ago

              A ponzi scheme is a specific type of scam. Not every mismanaged bankruptcy is a ponzi scheme.

                • Blue_Morpho@lemmy.world
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                  11 months ago

                  When Lehman Brothers went bankrupt in 2008 because of the sub prime mortgage collapse, that wasn’t a ponzi scheme either.

                  Call it outright fraud, I don’t care. Fuck China. Taking out loans to buy real estate that go down in value isn’t a ponzi scheme.

                • ikapoz
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                  11 months ago

                  Dude that has nothing to do with liking or not liking China, nothing even to do with whether you think an over- vs. under-supply of housing is a better outcome. You just don’t understand what a Ponzi scheme is.