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How would that help?
Well if the bank crashes and you don’t have money in it, you don’t lose them. Sure, you might lose them anyway because if the bank crash this hard, inflation might start to gallop too, but it’s still better chance than just lose it in day one.
But if everyone draws their finances, that causes the bank to collapse. Without it, usually a government forced buyout fixes the scenario, albeit at the ultimate expense of the taxpayer.
