You think I can just afford to pack up and move far away? I’d have to move states, which involves paying for moving an apartment full of furniture or getting new furniture. That and telling me to pack up and abandon all the people I know, and my family… is very unreasonable. There’s not “lots of cheaper places”. Even the smallest studio apartments in this state are at minimum $1000 a month.
That’s not mentioned in the article, and not how I’ve been able to pay my rent, always bank transfer or cash.
The US has an issue with credit cards, this is nothing new. Too many feel they deserve stuff before they can afford it. I’m not talking about the sickness is the US medical “system”.
Why do you think people use a credit card to buy nice things they don’t need, per se?
Something like 62% of Americans are living paycheck to paycheck. It’s not that people “feel they deserve stuff before they can afford it”, it’s that in our current economic system, prices are going up and wages are staying low. Productivity is going up, but compensation is not keeping up with prices or productivity. People can at least dream of being able to pay off a credit card that they used to buy a new TV or maybe a new car, but something bigger like a house, or comfortably affording children, is off the table because of how expensive everything is right now.
But let’s be totally honest, people get into debt to do things like pay rent, or on car repairs, or hospital bills, or vet bills, etc. etc.
Also, people are allowed to have nice things they don’t need. They should have nice things they don’t need. This idea that, unless you’re well-off, you should only buy the bare necessities is bullshit. Comfort is necessary for basic mental health. You’re not an idiot who can’t take care of their money because you dare to buy a PS5 and a big TV. You just want to squeeze a tiny bit of pleasure out of this miserable existence.
I didn’t say that though, did I? I said that unless you can afford it, you shouldn’t be using a CC because you feel entitled to something. The capitalist system encourages that and now we have huge amounts of CC debt which is unmanageable.
tell that to the cheapest apartment I could find being, quite literally, more than half my income.
Move. You can’t afford to live where you do, and there’s lots of cheaper places.
There are no cheap places left in the US. Corporations are buying everything in sight and price fixing rent.
You think I can just afford to pack up and move far away? I’d have to move states, which involves paying for moving an apartment full of furniture or getting new furniture. That and telling me to pack up and abandon all the people I know, and my family… is very unreasonable. There’s not “lots of cheaper places”. Even the smallest studio apartments in this state are at minimum $1000 a month.
Washington?
Although, I guess you might be able to find something cheaper if you go east of the mountains. But then you would have to live east of the mountains…
everywhere’s like this now. even the middle of nowhere (no jobs) isn’t cheap anymore
That’s not mentioned in the article, and not how I’ve been able to pay my rent, always bank transfer or cash.
The US has an issue with credit cards, this is nothing new. Too many feel they deserve stuff before they can afford it. I’m not talking about the sickness is the US medical “system”.
Why do you think people use a credit card to buy nice things they don’t need, per se?
Something like 62% of Americans are living paycheck to paycheck. It’s not that people “feel they deserve stuff before they can afford it”, it’s that in our current economic system, prices are going up and wages are staying low. Productivity is going up, but compensation is not keeping up with prices or productivity. People can at least dream of being able to pay off a credit card that they used to buy a new TV or maybe a new car, but something bigger like a house, or comfortably affording children, is off the table because of how expensive everything is right now.
But let’s be totally honest, people get into debt to do things like pay rent, or on car repairs, or hospital bills, or vet bills, etc. etc.
Also, people are allowed to have nice things they don’t need. They should have nice things they don’t need. This idea that, unless you’re well-off, you should only buy the bare necessities is bullshit. Comfort is necessary for basic mental health. You’re not an idiot who can’t take care of their money because you dare to buy a PS5 and a big TV. You just want to squeeze a tiny bit of pleasure out of this miserable existence.
also a big TV and PS5 cost less than one month’s rent at even a 50 year old small apartment
I didn’t say that though, did I? I said that unless you can afford it, you shouldn’t be using a CC because you feel entitled to something. The capitalist system encourages that and now we have huge amounts of CC debt which is unmanageable.
Because this is well known that people do it in the US. Putting a car on a credit card is madness, as the interest will eat you alive month by month.
Still being an apologist
For what?