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What are insets ?
In this case it is the fact that the window is displayed in fullscreeen while also showing the top bar contents like the clock and workspace indicator. This is like in mobile apps where you can still see the same clock in apps as when you are on the home screen
Seems to be a design term. According to Merriam-Webster, it’s a small graphic representation (such as a map or picture) set within a larger one
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