• @[email protected]
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    222 months ago

    From their perspective, they make nothing off of people who don’t pay interest or fees. Thus, it only makes sense that the “best” customers are the ones carrying a balance, because they’re the ones who generate profits.

      • @[email protected]
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        42 months ago

        18? Ha, it’s closer to 30% for lots of us. They only loads it to the teens for people who aren’t carrying balances.