For the last decade or so, my SO and I have been more or less dividing our expenses, and Venmo/ PayPal-ing the other as needed (rent, etc).

I know a lot of couples use a shared account that they both contribute to via direct deposit. How many of you do this? Any drawbacks or other options I haven’t mentioned?

  • sugar_in_your_teaEnglish
    2·
    6 days ago

    I’m with you. We do have separate accounts, but only for our personal “fun money,” everything else is in a joint account or on a credit card that gets paid from a joint account.

    I’ve recently been consolidating accounts to make it evn easier if I pass, because I’m both the only breadwinner and take care of all the finances (not for lack of trying to get them involved). But everything is joint and I don’t see why we’d ever want separate accounts.