We have places like San Fransisco and New York, with some of the richest people in the whole world regularly walking past homeless encampments. I don’t think the structure is the problem. I think it has much more to do with the culture and family they are raised in.

We live in a society that rewards narcissism. Our society tells these rich people that homeless people are only homeless because of bad personal choices.

There is no reward for empathy, besides the positive feeling a healthy person would get from being kind. In fact, being empathetic can be a detriment to being successful, so many upper class families skip that lesson plan on purpose.