I commute and work for a university about five miles away. I was doing really well even in the cold up until we went on winter break when I stopped going into the office regularly. Coming back from the break I literally caught the rona my second day back in the office so we’ll see how quickly I get back to it. Long story short I try to suck it up. If it’s above freezing I ride every weekday that it doesn’t rain. Raining in the morning or cold af? I have a spinning bike (older model that was on clearance, I gave like $300 for it) down stairs in front of the basement TV. When I was younger I lived in the Midwest where it will stay cold from about Nov/Dec until about March. Then I would ride everywhere i was going except the grocery store. Unless there was ice on the road, which after a certain point there always was until the big thaw would come. As I get older the discomfort of the cold makes it a much easier decision to stay inside and spin on bad days. I’m far more likely to get out on days that are pleasant if I haven’t just spent four days riding in when it’s im the twenties. Getting too cold one good time is far more likely to make me stop biking for a period of time than a really long or strenuous ride will. Nevermind the fact that below freezing and it’s nearly impossible to see where you’re going eyes watering, glasses fogging, just all bad.