When Congress voted in May to restart student loan payments this fall — and then the Supreme Court overturned President Biden’s student loan forgiveness plan in…
When Congress voted in May to restart student loan payments this fall — and then the Supreme Court overturned President Biden’s student loan forgiveness plan in…
I have no sympathy. I have to make payments on my private student loans and didn’t have children like a schmuck because I know that I cannot afford to have children. If you have children and a house and at the time of planning you couldn’t afford them, it should all be taken away.
Hey hey hey fellow private loan victim. I also have had to continue making payments this whole time and also want to say go fuck yourself.
No private loans here. Have enough to pay off the last of my student loans sitting in savings. Also no kids (by choice not lack of financial security). Speaking of which I’m very financially secure.
Also chiming in with a hearty “go fuck yourself” to that guy. Hell I wouldn’t care if they picked my specific income level as the cutoff and everyone below got loans forgiven and me and above have to still pay. There are tons of people who need relief.
I’m of the same opinion my brother and/or sister. Thank god income-based repayment seems to be making some progress. Unfortunately with cost of living the way it is, even “double the poverty line” won’t help everyone who really needs it.
And don’t even get me started on the lack of bankrupcy protection for student loans, like actually what the hell was the rationalle behind that.
I’m going to guess that someone’s Brother’s Uncle’s Neice’s father’s former roommate heard about a guy who was making a million dollars a day as a lawyer or doctor, and they discharged their student loans through bankruptcy, so of course based on this we must lobby congress, while caterwauling about how disadvantaged the poor banking industry is when being taken advantage of by all these evil college grads who are making $12 per hour.
If there’s a legitimate reason let’s hear it and treat my comment like the ignorant hate speech that it is.
Just wanted to say, go fuck yourself
I couldn’t help but hear this comment as Charlie’s song.
“I didn’t have children because I cannot afford it” is the system working, to you?
Something tells me it was more about their personality that led to them being childless
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As someone who never needed to take loans because of academic scholarships, you can go fuck your self.
Predatory education loans have placed a huge burden on the middle and lower classes in this country. Just because you made the poor financial decision to take a private loan, doesn’t mean other people should also have to suffer.
I was in higher education for ten years. I paid my way through using a combination of private savings, and eventually my father convinced my boss to pay for my education if he wanted me to work full time (I was a REALLY good employee at his small business). I fortunately graduated debt-free unlike most of my peers.
Yes, I worked my way through, and I “earned” my degree the hard way (I made my boss millions through my own hard work for his company so I earned that degree).
But, I still 100% support any kind of student debt relief for everyone struggling to pay off student debt. It’s called wanting a better life for my fellow human. That money in their wallet would be better spent in the local economy, not paid to some mega bank corporation swallowing up interest on student debt.
I guess I just have compassion for my fellow human being over some ruthless corporation.
I had an almost 8% predatory government loan for many years. I refinanced during COVID at a low percent. The damage was already done. People call my move to private my relief, but I already suffered by the hand of the government, so if they help everyone else for not listening when they said they were going to start them back up again two years ago, it would be bullshit. That is what they intend to do though because apparently people like me should go fuck off for removing myself from a predatory government lending system. I don’t believe just some people should get helped. Especially when many people were hurt over time and only now improving.
Well hopefully you get cancer and it all works out
Why did you make the stupid decision to take private loans?
I’m sure you were fully informed about all options and walked through a thorough and honest cost/benefit analysis of each available path. Right?
You went into it with open eyes and no one ever fast-talked you or misdirected or straight up lied. Right?
Also, go fuck yourself.
Some of us that was our only option. I’m sorry I wanted to go to college. I was also 17 and nobody in my family had ever done anything like college before. I was denied federal loans and didn’t know any better. I’m not the OP though and I’m happy for those who can get their loans forgiven. It is what it is for me though. I’ve been steadily paying the past 15 years.
The ‘fuck you’ was directed at OP, not private loan victims in general. OP chose the path of bitterness. It would seem the crowd has determined that the anger OP expresses is maladaptive and misdirected.
Dude, you wouldn’t believe what kids are told. My former assistant at a previous job was literally encouraged by his parents to take out personal loans instead of education loans because they were extremely fiscally uneducated and were trying to help their son get a loan without knowing the difference. And being a young teen, he didn’t know any better than to listen to his parents when they suggested where to get a loan and such.
I admit it was a poorly written sarcastic question. I’m painfully aware of the deception and fast talking they inflict on kids. It makes me mad as hell when people think people took on student loans with full information.
Government predatory lone at almost 8% for many years. Refinanced when the government said they were starting up again at 2%. Damage already done. I want compensation too. Not just the people that can’t pay due to having children they shouldn’t have had.
Spoken like a moron. Who the hell can predict what happens in life? Just because you didn’t have a situation where your repayment got fucked because of an untimely accident or illness or whatever else doesn’t mean people didn’t plan well.
Did I need to put an /s? Apparently
So you would pull down others like a crab but not realize how absurd the situation is.
You took private student loans on top of your government loans and seem to be the one wanting sympathy.
You seem dense and can’t think of any way a person can suddenly require large sum of money (medical emergency, burglary, etc.) Can you? You think nothing ever goes wrong with you… so it must be the same with everyone?
I can imagine those things.
But why should I sympathize with you for taking on private student loans when you won’t sympathize with a parent trying to make a better life for their kid?
Seethe
Well that’s because you’re a shill and not a real person
A shill for my own opinions perhaps. I just don’t feel that it’s right that I had to suffer high government interest rates then moved to a low private interest rate during the pandemic when the loans were going to turn on again and now have the current administration tell me that I will not qualify for their relief schemes because I made smart fiscal decisions more recently. I say on the high interest rate government loan for many years and deferred many luxuries including having children. I should have privatized a long time ago, but interest rates were never as low as during the pandemic. Privatizing wasn’t the issue. The issue is the government picking and choosing who is eligible for relieve using arbitrary information. I should get a check that takes into account my payment history on my once public loan. Also, higher institutions need a crackdown on tuition. Many universities are spending money frivolously because they can get huge payouts from these government loans. If the university has to start assuming some of the risk of the student’s default, I think that they will change their tune.