I’d like to know other non-US citizen’s opinions on your health care system are when you read a story like this. I know there are worse places in the world to receive health care, and better. What runs through your heads when you have a medical emergency?
A little background on my question:
My son was having trouble breathing after having a cold for a couple of days and we needed to stop and take the time to see if our insurance would be accepted at the closest emergency room so we didn’t end up with a huge bill (like 2000$-5000$). This was a pretty involved ~10 minute process of logging into our insurance carrier, and unsuccessfully finding the answer there. Then calling the hospital and having them tell us to look it up by scrolling through some links using the local search tool on their website. This gave me some serious pause, what if it was a real emergency, like the kind where you have no time to call and see if the closest hospital takes your insurance.
Which is actually not that much, based on my January payslip, 680 EUR have been removed from my paycheck to fund the government health/retirement/unemployment system (Which is based on my income, and I have a decent salary). There is also a part which is paid directly by the employer (and not visible on my payslip) so let’s say 1000 EUR a month. However, I keep coverage if I loose my job, and my highest left to pay was around 70 EUR for some imaging test (If I remember well total cost of the scan was 700 EUR with a 10% copay, and to answer the other question, got an appointment within 2 weeks). Note that the coverage would be the same (but way cheaper) for a minimal wage worker, and that I could get a private insurance to cover the deductible.
US conservative are right when say that Universal healthcare is expensive but I am rather having 700 EUR out of my pay check every month and not worry about getting medical care when I need it.
Yeah my employer luckily pays most of the premiums. If I lost my job and “had” to get COBRA, then what I’d have to pay would jump drastically to keep my employer based coverage or I could look at whats on the marketplace/exchange which would likely cover bare minimums, if it was even worth it at all.
It’d be worth considering dropping insurance altogether at that point as I would not have that kind of cash to continue insurance plan I’ve had.
I would rather pay higher taxes out of my paycheck if it meant EVERYONE could get healthcare, regardless if they had a job or were “legal”. Everyone’s gonna need it someday, no exceptions.
I try to vote for the candidates that have as close of values as I do, but realize not everyone running will be a 100% match.