Specifically with regards to checks you’ve written that are cashed months later, do you keep it in YNAB with the date it was written… or move it to the day it was cashed?
 it’s not really money to you until you cashed or deposited it, so I will probably just do the date that you did so
Sorry, I meant to say, my own checks I wrote that are cashed months later. I updated the post now.
Although, by your train of thought, the money didn’t actually go out until months later. If I update the date then at least ynab will match my bank statement 🤔
 So, to that, I would say to enter it when you write it, so that you and YNAB know that it has been “spent”. you could theoretically, with a regular bank register, move it to when it actually went out, but that might affect your YNAB budget history so I would advise against it
Agreed with jofo. Imo the purpose of YNAB isn’t to track how much money you have in your bank account – it’s to track how much money you have available to spend. We already set aside money to pay for expenses we know we’re going to incur in the future, and we don’t let ourselves use that money for anything else. Philosophically, I feel like it’s the same thing? You never know when the recipient is going to cash it, so you may as well consider it spent right away.
Alternately, I think it might work to put the transaction in immediately as “uncleared,” but then mark it as cleared once they cash it. That way, it shows up as a transaction immediately, but you don’t lose track of it not being cashed yet
