Equifax, TransUnion, and Experian all offer account freezing for free. Take advantage of it! It is a great way to prevent someone from wrecking your credit
Equifax, TransUnion, and Experian all offer account freezing for free. Take advantage of it! It is a great way to prevent someone from wrecking your credit
Related: YSK that if someone opens an account in your name or uses your credit cards without your permission, you’re not legally obligated to pay for those fraudulent debts or transactions. You can call the lender and tell them that it’s fraud.
And spend hundreds of hours fighting the collections they send after you regardless.
I had someone open a Verizon account with my info and I only found out when it showed up on my credit report as a collections account. Every single person there tried to tell me the account didn’t exist and there was nothing they could do. I even had one fuckin rep try to get me up open a new account so they could use it to look up the other account, because apparently sounded like a complete moron. I ended up reporting it to the secretary of state and wouldn’t you know Verizon found the account for them on the first try.
SLPT: Get together with a friend and open accounts in eachothers name and use them for all your purchases. It’s basically free money.