I went in to delete mine. Was forced to put in my real name and current employer without any way to opt out. So for a short brilliant moment I was Bobo Bobolicious of Bob’s Boat Oars

  • thantik@lemmy.world
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    8 months ago

    This is something that pisses me off about “Identity Monitoring Programs”; I have one because Experian fucked up and I got it for free for a year – but all I ever get is “Your account was found on the dark web!”

    But then they won’t tell me WTF ACCOUNT it was!!

    • sugar_in_your_tea
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      8 months ago

      That’s one benefit of password managers, many offer a scan to figure out which usernames/passwords were exposed. I just checked, and I have 22 passwords exposed in a breach, but unfortunately I can’t do anything about most of them (i.e. they’re assigned from work).

      I honestly don’t see any value in monitoring services from the big bureaus, you’re probably better off using:

      • free services like Credit Karma (or Experian) to get pinged when credit is accessed; check this periodically
      • password manager to randomize passwords
      • official credit reports a few times/year (can now do weekly, in the past it was yearly per bureau) to check if anything is messed up
      • credit cards for all online purchases - they tend to be faster at responding to fraud than debit cards
      • 2FA when available - I use an app on my phone (Aegis, but there are plenty of others)

      If you can do those, you’ll probably catch anything before it becomes a serious issue.

      • thantik@lemmy.world
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        8 months ago

        Yeah, I already use a password manager - and do scan after stuff, but still am not matching things up to accounts. I think they’re just seeing my email (in general) and alerting me. Also use TOTP 2FA and additionally have a proper FIDO security token.