An issue I always have with early retirement is whether it is morally acceptable. When retiring early from a skilled profession you are depriving society of a big contribution you could have given, that was also expected and invested in by society. Utilising a power dynamic by having more money and knowledge to capitalise on other people exacerbates this issue.
How are you dealing with this? Are you of the mindset that you do not owe anything to society? That it is completely fair, as you earned that money and there is a perfect market that trades all aspects in a meritocratic fashion (e.g., delayed consumption should be gratified this hard)? Or that you were not just lucky to have the talents to earn so much money?
If society valued my contribution they would give me working conditions that were decent enough that I didn’t desperately want to leave. “Society” is currently extracting way more than a fair share of what people like me (on an average wage) produce so that the rich can indulge in excessive consumption. I don’t know how you get the idea that everyone who plans to retire early has a valuable skilled profession and high social power. For a lot of people the focus is on extreme frugility to try to scrape enough money together to have some freedom to spend time doing things you find valuable.
Basically yes, I am of the mindset that I don’t owe anything to society. I’m “lucky” to have an average wage and not minimum wage I suppose, especially given that the current argument in society is that minimum wage is not supposed to be high enough to support yourself independently. “Society” has been telling me for years that my essential job that they are so grateful to me for doing is also a drain on “taxpayer money” and that I don’t deserve pay rises that keep pace with inflation, let alone average wages.