I am traveling to Denmark and Italy next month. I am carrying some Euros for the trip, which should work in Italy. My card allows international transactions without any fees. Do I need to carry Danish Krone as well? I am there for a week. How is the country’s dependence on cash vs. cards, especially for local transportation and food?
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The original was posted on /r/denmark by /u/Prudent-Lettuce-4486 at 2023-08-01 13:22:51+00:00.
ppedal81 at 2023-08-01 13:27:56+00:00 ID:
juc93rl
We’re basically all card. I haven’t had cash on me for at least five years.
anodirector at 2023-08-01 16:47:51+00:00 ID:
jud3pn4
Just to add a bit to the answer: AMEX works barely anywhere. Some restaurants have a surcharge for foreign credit cards. You must have PIN.
Prudent-Lettuce-4486 (OP) at 2023-08-01 19:06:54+00:00 ID:
judq6t6
Do you mean its better to use debit card than credit card?
anodirector at 2023-08-01 19:09:40+00:00 ID:
judqmht
It’s likely cheaper. The restaurant will inform of the surcharge verbally, on the menu, and/or on the terminal. Unless you have good reason not to, you could consider a DKK account with Revolut (or similar provider) for the trip.
Putrid-Dragonfly-248 at 2023-08-01 15:19:45+00:00 ID:
jucpp6z
Regarding transportation in Copenhagen https://youtu.be/f-uIJXUjepQ
Prudent-Lettuce-4486 (OP) at 2023-08-01 19:19:32+00:00 ID:
juds78o
Thank you!
Cixila at 2023-08-01 13:29:23+00:00 ID:
juc9aw1
We are effectively cashless. If you trust that your bank won’t charge you 700%, then there’s not much of a need for cash. Just be aware that you will need to buy tickets before boarding or get yourself a “rejsekort” which is just a tap in/out. An English friend of mine was rather confused at first when seeing people tap a card (the rejsekort) when boarding a bus, but then not having any luck with her own credit card (she assumed it was as flexible as with TfL. It is not)
Prudent-Lettuce-4486 (OP) at 2023-08-01 13:54:28+00:00 ID:
juccuyu
great, thank you! The card does not have any associated fees for foreign transactions.
Cixila at 2023-08-01 13:55:45+00:00 ID:
jucd1l0
No worries. Any other questions?
Enjoy your trip
Prudent-Lettuce-4486 (OP) at 2023-08-01 19:12:24+00:00 ID:
judr27d
Should I be paying in dollars or local currency when swiping the credit card?
emilsj at 2023-08-01 19:53:31+00:00 ID:
judxnyt
Always local currency. If you pay in foreign (relative to the country you visit) you pay the local conversion rate which is almost always worse than your own banks.
LineaAnderson123 at 2023-08-01 13:26:59+00:00 ID:
juc8z8c
You can pay with card almost everywhere, including restaurants. Most danes haven’t used cash as payment for years. However public transport is another matter. You will not be able to pay with card there.
FredOnIce at 2023-08-02 11:32:18+00:00 ID:
jugw869
You are able to pay with card in Nordjylland.
Anonymous_user_2022 at 2023-08-01 13:33:50+00:00 ID:
juc9wpn
I’m startimg to see (mostly small) shops and restaurants that don’t accept cards at all, but instead rely on mobile pay.
Deathstrokecph at 2023-08-01 13:59:53+00:00 ID:
jucdn7c
Understandably - NETS are fucking vultures. Not that MobilePay doesn’t charge insane fees, but NETS is a whole 'nother level.
Hoegaart at 2023-08-01 13:37:10+00:00 ID:
jucadi5
Yeah we are a mostly cashless society. Public transport can be an issue however without the proper travel cards. I believe for most trains, “s-tog” and metro you can buy tickets with a card on the stations. It’s probably mostly busses where you can have an issue. It really depends on where and how you will travel.
- For public transit you can download various apps, or most stations will have a kiosk.
- There is something called MobilePay. It is a cash transfer app and without a Danish card/bank account you may have issues with getting it.
MobilePay is where you are most likely to get into trouble. So, be forewarned. Small businesses (farmer’s markets, food vendors in parks or beaches, etc.) may only take MobilePay. So, ask before you purchase. Just make sure they take a card.
Edit: On second thought, I highly recommend trying to see if you can download and setup MobilePay. Worth a try.
Aeonon2 at 2023-08-01 16:35:59+00:00 ID:
jud1sxg
You usually have to pay with card or apps ir rejsekort on transit. The automats that sell tickets usually don’t accept cash. The only option for using cash for tickets is to buy them at train station 7-11 stores, of which many have closed so they are only at some of the busiest stations.
Flyttemand-Olsen at 2023-08-01 21:09:03+00:00 ID:
jue9yl7
Oh. And if youre at a restaurant, some places will have the machine asking you for a tip.
We usually dont tip in Denmark unless it’s has been an over the top performance by the waiter, so save your tips.
Prudent-Lettuce-4486 (OP) at 2023-08-01 21:10:12+00:00 ID:
juea551
This is super helpful!