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Don’t want to read clickbait?
- Make your insurance part of a bundle.
- Be part of an organization, like banks or credit unions, alumni associations, business associations, chambers of commerce, colleges or universities, professional associations, hospital systems, country clubs, gyms or health clubs, rotary clubs, labor unions, and hundreds of other institutions.
- Have lots of safety features on your car, or take a safe driver / rider course.
- young adults create new policies with their parent’s company.
- Opt in to GPS monitoring.
- Opt in to auto-payments or paperless statements
Looks like they missed the biggest factor IMO, shop around when it’s time to renew. I’m saving almost $100 a month on car insurance over last year by switching companies. I have the exact same coverage and deductible. Insurance companies seem to rely on laziness and people not being bothered to shop around.
It’s pathetic that you aren’t rewarded for being a valuable customer. Instead you have to change providers every year or two.