If that works for you, great. But a self-hosted service offers a lot of convenience for a relatively small amount of added risk. Some things I like about Bitwarden/Vaultwarden:

• can share logins easily w/ my wife, while each having our own passwords
• nice UX for my phone and desktop (prompts for most apps that require passwords)
• web vault so I can access my logins if I don’t have my phone with me (e.g. lost phone while traveling)

And since it’s self-hosted, I’m far less likely to be targeted than the official Bitwarden instance since an attacker would need to know my domain, as well as being able to exploit the vulnerability through my multiple layers (requests go through HAProxy, my VPN, and Caddy before getting to Vaultwarden). I can make it even more secure by putting it inside my VPN (I have mine routed outside my VPN for the web vault access).