idk man I just need to vent i guess
my employer “provides” health insurance in exchange for my time and labor, and for that great privilege they take $600 out of my paycheck every month (covers me, my wife, and our 1yo son)
that’s half our monthly mortgage payment; it’s 2/3 our monthly grocery bill
why?
Disability and “long term health care” often have their own type of government spending. It might look like you’re making money but it’s the same as getting unemployment benefits. Although in this case they are justified by your health instead. These costs are considered to be paid by past and future taxes.
If it’s anything else you’re pretty lucky, but it can quickly turn into minor fraud. If you are working and are getting a lot of money, be sure that they know you are getting this money.
It’s not a lot of money and certainly not worth it. I’m just making a point that I financially go positive rather than negative. The money comes from a private insurer that makes money every year. I’m pretty sure they are on top of things. This is not some advanced insurance scam; it’s the realisation that an accident is something to be compensated for and not punished for. No-one wants to be in an accident (edge cases blah blah).
I see. I wasn’t claiming it was a scam or anything.