For me, it was that the Internet never forgets and that you should never enter your real name. In my opinion, both of these rules are now completely ignored.

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    2 hours ago

    I have. My bank did a chargeback like they would if it was a credit card. I was told it would’ve been a lot harder to get my money back if my PIN was used. But, I’ve only seen that option available for in-person purchaees.