First of all, let’s try to avoid American-bashing, and stay respectful to everyone.
I’ll start: for me it’s the tipping culture. Especially nowadays, with the recent post on [email protected] with the 40% tip, it just seems so weird to me to have to pay extra just so that menu prices can stay low.
TBH it’s not the absolute worst way to figure out if someone is responsable enough for “big credit”, basically the industry is saying “here’s more than enough rope to hang yourself with, choose wisely.”
Of course, there is no financial or credit education provided to help with making those wise choices…