• ricecake
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    7 days ago

    I’m not sure I can agree that insurance is the easiest way. The other, more sane, systems require the same amount of administrative overhead at worst, function the same way, cost less, and are vastly easier to comprehend and predict.

    Insurance without the profit motive is one of the universal healthcare schemes. It’s the industry part of the insurance industry that’s problematic, and the medical insurance industry in particular because with other insurance types, you can usually pause and be a rational actor. Medical situations often don’t give you that option, and sometimes you don’t even get to pick the things you’re supposed to be rational about. Without the ability to choose, caveats and conditions just make insurance bankruptcy pachinko.

    • Juice@midwest.social
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      7 days ago

      Well, I’m no expert but ive heard convincing arguments. Step one is wrestling control of healthcare out of the hands of for-profit companies. By the time we do that we will have worked out a better way to do it, democratically and for the benefit of all people, not just the profit of the few