Any advice you’ve ever heard or given. I linked a great video that I think would be my answer, combined with the “stop caring what other people think about you” and “comparison is the thief of joy” comments below. Just do stuff that you wanna do, don’t compare and don’t care what others say. It’s awesome advice.
Find one small thing you can cut out and save that money every week in a savings account.
When the market crashes like it did in 2008 and 2020, take every one of those dollars and put it in stocks, because during a crash, you can often get high value stocks at a huge discount that wouldn’t exist in normal market conditions.
Wait 2-3 years for the market recovery and sell that stock at a profit.
Also, don’t wait until your 30’s to get a set of silk sheets.
If you’re happy alone, be alone. You don’t have to get married. You don’t have to get kids. Those things suck to have if you do not want them in the first place.
Time in the market vs timing the market, discount might buy you a couple years worth of time but if you ever investing as you go you’d most likely have made more even with the crash.
Also, bamboo sheets for me!
Absolutely a good way to go as well, especially if you drop that cash in fee-free index funds (Vanguard’s a good way to go) or an ETF like VTI. This is absolutely the best way to go if you’re an undisciplined investor, lack patience, or just want to set it, forget it, and watch your growth over time.
I just think it’s also useful to have cash on the side so you can take advantage of crashes. You only get a handful of them in a lifetime and they are 100% the best opportunity to buy. I paid off my student loans with profits I made grabbing oil stocks in March 2020 for pennies on the dollar.