I’m putting away $300 a month, my question is where to put it. savings account has basically 0 interest, there are HYSA (high yield savings account) that would give me 3-5% apy, or I already have some money in stocks that have grown consistently 25% over the last year (index funds only)

what would you guys recommend? I’m looking to buy it probably 3 years from now. that way either I’ve got a fat down payment or I can just buy it cash

thanks

  • ᗪᗩᗰᑎEnglish
    1·
    22 hours ago

    Check out Wealthfront’s “Individual Cash Account” it’s a HYSA that makes it really easy to move money in/out of it (including a debit card) and gives you 4.5% APY for a “boostable” amount of time (DM me for a “friend” link that will boost yours and mine). Base APY is 4%. Zero account fees and no minimum balance to earn. They also do free ATM reimbursement, free wire transfers and send/deposit checks. Plus the app has pretty good ratings. I’ve been really happy with it.