"Bogleheads® emphasize regular saving, broad diversification, and sticking to one’s investment plan regardless of market conditions. We follow a small number of simple investment principles that have been shown over time to produce risk-adjusted returns far greater than those achieved by the average investor. They have been further distilled and explained in thousands of posts on the forum.
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Thanks for sharing. The Bogleheads philosophy is the best way to in our economies for regular people to maintain and grow their capital. I wish more people were aware of it.
Bogleheads advice doesn’t apply well to the median wage earner in the US.
Curious why you think that? I am not aware of any real alternative.
I would agree, in the sense that “earn more money” and “restructure the United States to have a more functional welfare system” are better but not really alternatives.
It’s like telling someone to water their crops while they are experiencing a drought.
Does depend on if one can do savings for the long term. Also probably depends on ones benefit structure which determInes how important that is.