Long story short, my bank/credit-union doesn’t support debit-visa and the only way I can make online payments through my bank account is via PayPal.
PayPal is a pain in the ass to work with and I would like to use Privacy.com’s virtual debit/credit cards however, they lack support for banks/credit-unions outside the US.
Note: I like to use my CC as less as possible hence why I use my bank for majority of my online payments.
Interested as well. Couldn’t find an alternative that works in the EU a month ago when I last searched.
The only alternative that comes to mind is revolut. But i don’t know how they fare privacy-wise.
I’ve been eagerly waiting for privacy.com since 2015. There’s no genuine alternative to it.
Taking a look at both of these, Revolut seems more like a UK bank rather than something anyone can quickly signup for.
Wise seems promising, the question lies whether or not their privacy & security is reputable.
Thank you for this!
If I’m not mistaken the big missing privacy feature vs privacy.com is that you are still required to provide your real name and other accurate details as part of the transaction process.
I’ve used Wise (formerly TransferWise) for years. They have competitive exchange rates and acceptably low fees. They offer a debit card (electronic; you can see all the info/numbers in the app) that works for me for some online vendors in México (I’m US), but doesn’t work for others. Your mileage may vary depending which country you’re trying to use it in.
I also use my capital one venture credit card as a daily driver. They have no foreign transaction fees and exchange rates are pretty close to daily spot price (and it gets 2% back on purchases everywhere).
Another option could be Charles schwab checking account debit card (i forget the name of the actual product). It offers no foreign transaction fees on purchases and atm withdrawals and they reimburse atm fees worldwide.
