Combining your wallet (or credit cards) with your cellphone, is foolish and personally irresponsible.
I understand the idea of consolidation and easy access. But phone snatching is so prevalent these days, because of how mindless phone droning makes people unaware of their surroundings. You’re basically just including your ID, credit cards, etc into one neat little package.
Spread out your loss and theft surface.
You guys have wallets?
I just pay with the phone itself and don’t take the actual credit cards with me. And when I do, it’s usually in my backpack, not with my phone.
I don’t pass Safetynet so yeah.