• Corkyskog
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    1 year ago

    Yes, they do. You get extra points for holding a balance.

    • Cryophilia@lemmy.world
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      1 year ago

      No you don’t. Technically you get a small (~10 point) bonus for showing literally anything other than $0. But you get zero points for carrying that balance beyond the payoff date.

      You should never ever ever pay interest on credit cards. It doesn’t help you in any way.