Hot take: how about you pay back the loans you take out? You know, like you agreed to do?
Edit: lmfao at all the little communists downvoting me for suggesting they actually pay the debts they agreed to take on. “Those are our debts, comrade!”
Who would’ve thought that maybe taking out hundreds of thousands of dollars in loans at 17% interest for a gender studies degree was a bad idea? 🤣🤣🤣
Yeah bro, everyone with student loan debt has a gEnDeR sTuDiEs DeGrEe. What kind of garbage tier comment is this? This isn’t looking for discussion, it’s cosplaying as a Facebook uncle.
Hahaha, I admit I was trolling a little bit there 😘
But “pay your fucking bills” is not a controversial statement, and the fact that that was being downvoted is fucking hilariously stupid.
Now eat your food, cut your hair, and get a goddamned job!
it’s not controversial at all. millions of people who have been taught that they’re victims are fundamentally incapable of taking responsibility for their own actions. legally though? yeah, they’re in the poorhouse until those debts get repaid in full + interest.
This would be a reasonable take if the government hadn’t handed out billions to cronies and private businesses during the same time. But I guess the pandemic only affected private businesses. /s
As someone who stood to gain greatly from Biden’s plan, I do begrudgingly agree. This is a bandaid on a bone fracture that would just leave us in the same place in 5+ years.
The system needs an overhaul, anything less is a waste of money.
Nah, just make it legal again for bankruptcy to erase student debt. Exploding tuition costs only became a thing when that law was changed. “You mean we can charge whatever we want, loan it out to unqualified borrowers and they’re on the hook for life with no way to discharge it? Awesome!”
If bankruptcy could discharge tuition debt again, you’d see a wave of defaults, then tuition costs would crash back to affordable levels that were actually reasonably able to be paid off - at least, it would be less painful than what declaring bankruptcy would do, which is exactly the point. 🤷♂️
Congress would never permit that - it’d have a domino effect on an economy that’s still struggling to emerge from the problems introduced by the covid pandemic. no, the reality is that people that have loan payments coming due are going to have to pay them or watch their wages get garnished (probably the latter, they’re not capable of making intelligent decisions, after all).
maybe, just maybe, this will be a moment of realization for some of them and they’ll learn from their mistakes. might be a pipe dream though!
You’re right, but I don’t think congress would permit it simply because it would also tank their investments. The smarter play would be to grandfather-in existing student loans, and make all future loans susceptible to bankruptcy - but that would also have its own knock-on effects. Either way it’s a shit sandwhich that should have never existed in the first place.
You like it when people pay off loans from the government right? I think everyone who got a PPP loan forgiven should have to pay it back with interest.
upwards of 90% of everyone who neglected to choose a STEM (Science, Tech, Engineering, Math) degree is unemployable in their chosen field. there just arent that many jobs that actually need a liberal arts, education, marketing, etc degree - you have to basically be the best in a very competitive market.
Amen! And that’s always been the case - that’s why the traditional good advice has been that you get a business degree, with a minor in whatever the fuck actually interested you. A business degree is always applicable in every field, and like you said it’s rare that you actually get a career that follows your major. 90% of the time the college degree itself just proved that you could show up on time and follow instructions - but that’s gone out the window too in the past 20 years. Nowadays if you want a worthwhile secondary education trade school is where it’s at - you can’t outsource the trades.
I’m old enough to remember when “don’t take loans you can’t afford to repay, and pay your fucking bills” was universal common sense and not left vs right - but look at this dumpster fire of triggered communists expecting to be absolved of the consequences of their poor choices by daddy government. Personally, I think they’re just salty that they got lied to again, and everybody who told them this would happen was dismissed / blocked / deplatformed as a being an alt-right nazi bigot. Shucks!
Hot take: how about you pay back the loans you take out? You know, like you agreed to do?
Edit: lmfao at all the little communists downvoting me for suggesting they actually pay the debts they agreed to take on. “Those are our debts, comrade!” Who would’ve thought that maybe taking out hundreds of thousands of dollars in loans at 17% interest for a gender studies degree was a bad idea? 🤣🤣🤣
Yeah bro, everyone with student loan debt has a gEnDeR sTuDiEs DeGrEe. What kind of garbage tier comment is this? This isn’t looking for discussion, it’s cosplaying as a Facebook uncle.
Hahaha, I admit I was trolling a little bit there 😘
But “pay your fucking bills” is not a controversial statement, and the fact that that was being downvoted is fucking hilariously stupid. Now eat your food, cut your hair, and get a goddamned job!
it’s not controversial at all. millions of people who have been taught that they’re victims are fundamentally incapable of taking responsibility for their own actions. legally though? yeah, they’re in the poorhouse until those debts get repaid in full + interest.
This would be a reasonable take if the government hadn’t handed out billions to cronies and private businesses during the same time. But I guess the pandemic only affected private businesses. /s
Totally separate issue that’s its own pile of bullshit. I think we can both agree that the government is corrupt AF.
Pretty sure I don’t agree with you now or probably on about anything else.
As someone who stood to gain greatly from Biden’s plan, I do begrudgingly agree. This is a bandaid on a bone fracture that would just leave us in the same place in 5+ years.
The system needs an overhaul, anything less is a waste of money.
Nah, just make it legal again for bankruptcy to erase student debt. Exploding tuition costs only became a thing when that law was changed. “You mean we can charge whatever we want, loan it out to unqualified borrowers and they’re on the hook for life with no way to discharge it? Awesome!”
If bankruptcy could discharge tuition debt again, you’d see a wave of defaults, then tuition costs would crash back to affordable levels that were actually reasonably able to be paid off - at least, it would be less painful than what declaring bankruptcy would do, which is exactly the point. 🤷♂️
Congress would never permit that - it’d have a domino effect on an economy that’s still struggling to emerge from the problems introduced by the covid pandemic. no, the reality is that people that have loan payments coming due are going to have to pay them or watch their wages get garnished (probably the latter, they’re not capable of making intelligent decisions, after all).
maybe, just maybe, this will be a moment of realization for some of them and they’ll learn from their mistakes. might be a pipe dream though!
You’re right, but I don’t think congress would permit it simply because it would also tank their investments. The smarter play would be to grandfather-in existing student loans, and make all future loans susceptible to bankruptcy - but that would also have its own knock-on effects. Either way it’s a shit sandwhich that should have never existed in the first place.
You like it when people pay off loans from the government right? I think everyone who got a PPP loan forgiven should have to pay it back with interest.
Me too! But before that, I think the economy should have never been shuttered in the first place.
upwards of 90% of everyone who neglected to choose a STEM (Science, Tech, Engineering, Math) degree is unemployable in their chosen field. there just arent that many jobs that actually need a liberal arts, education, marketing, etc degree - you have to basically be the best in a very competitive market.
yeah, it’s hilarious - they think upvoting/downvoting (or brigading unpopular comments) matters.
Amen! And that’s always been the case - that’s why the traditional good advice has been that you get a business degree, with a minor in whatever the fuck actually interested you. A business degree is always applicable in every field, and like you said it’s rare that you actually get a career that follows your major. 90% of the time the college degree itself just proved that you could show up on time and follow instructions - but that’s gone out the window too in the past 20 years. Nowadays if you want a worthwhile secondary education trade school is where it’s at - you can’t outsource the trades.
I’m old enough to remember when “don’t take loans you can’t afford to repay, and pay your fucking bills” was universal common sense and not left vs right - but look at this dumpster fire of triggered communists expecting to be absolved of the consequences of their poor choices by daddy government. Personally, I think they’re just salty that they got lied to again, and everybody who told them this would happen was dismissed / blocked / deplatformed as a being an alt-right nazi bigot. Shucks!