I was always taught not to get credit cards or loans. My mom, a teacher, always saves up her money and then pays for her cars and houses in full. Not once did I need any kind of credit score or anything. I have cars, a home, cell phones… internet, etc… and no credit for scammers to ruin lol!
Every day I thank God I stopped caring about credit scores and started doing stuff with cash or debit.
Credit cards have cash backs.
I was always taught not to get credit cards or loans. My mom, a teacher, always saves up her money and then pays for her cars and houses in full. Not once did I need any kind of credit score or anything. I have cars, a home, cell phones… internet, etc… and no credit for scammers to ruin lol!
There are many benefits to using a credit card, as long as you actually pay the full debt at the end of the month