For four decades, patient savers able to grit their teeth through bubbles, crashes and geopolitical upheaval won the money game. But the formula of building a nest egg by rebalancing a standard mix of stocks and bonds isn’t going to work nearly as well as it has.
Yup, PFA concepts are simple and don’t make exciting headlines. Implementing them is the real challenge, which is probably why people grasp at these articles to find some shortcut.