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I typically disregard financial samurai as click bait at best, is there something in this article you find valuable or worthy of discussion?
Oh ok, I did not know that reputation of the site. I thought it was interesting that they mostly recommend Treasury bonds as cash reserve and I see a lot of discussion regarding that, due to inflation lately.
Here’s how I’d do it:
- 70% - US stocks
- 30% - international stocks
It’s also the same thing I have automated, and it’s what I’d do if I got $1M. It’s my long term plan, and I’m only changing it when I start to ramp up bonds for my bond tent, or ramp down bonds after retiring. That’s it, no market guesses needed.
