E-bike owners could face expensive disappointment if they believe their homeowners insurance covers theft. Here's what a disagreement between state regulators and the insurance industry means for owners.
I’m aware of the complaints about State Farm in California, and my conclusion is that a lot of it depends on whether the underwriters actually want to retain certain policies (eg near flammable forests) and how zealous your State Farm agent is. I’ve had some fantastic luck with my agent, who also wrote my parent’s policies dating back to the early 2000s. She retired this year, so the new agent has yet to be tested.
Also, when I checked for better quotes, no one could match State Farm for all my policies. But I still check every few years or so.
In my case, I do carry a policy for my Class 3 ebike; I can’t bring myself to call it a “rider” policy, since that’s too confusing in the context of ebikes haha
I’ve had terrible luck with State Farm as an insurance company for both my car and my house: You might wanna look at switching companies.
It’s also worth noting that you could also add a specific rider for your ebike regardless of which company you have.
I’m aware of the complaints about State Farm in California, and my conclusion is that a lot of it depends on whether the underwriters actually want to retain certain policies (eg near flammable forests) and how zealous your State Farm agent is. I’ve had some fantastic luck with my agent, who also wrote my parent’s policies dating back to the early 2000s. She retired this year, so the new agent has yet to be tested.
Also, when I checked for better quotes, no one could match State Farm for all my policies. But I still check every few years or so.
In my case, I do carry a policy for my Class 3 ebike; I can’t bring myself to call it a “rider” policy, since that’s too confusing in the context of ebikes haha
I’m not in Cali but State Farm fucking sucks.