• assassin_aragorn@lemmy.world
    link
    fedilink
    English
    arrow-up
    4
    arrow-down
    1
    ·
    1 year ago

    Just as long as we exclude retirement accounts. There’s already punishments if you try to use it for other purposes.

    • Illuminostro@lemmy.world
      link
      fedilink
      English
      arrow-up
      2
      ·
      1 year ago

      Fair enough. As I said, this is about billionaires gaming the system, not the average blue collar citizens.

      • assassin_aragorn@lemmy.world
        link
        fedilink
        English
        arrow-up
        3
        ·
        1 year ago

        Yeah exactly. Stocks are tricky since a lot of retirement investment makes use of them. It’s also smarter to put some of your money in an investment account to grow it, vs in a savings account.

        It’s easy to exclude retirement, just make 401k and IRA exempt if you’re actually using it properly. Individual investment accounts are trickier, especially since they’re useful to keep your savings ahead of inflation. Maybe here, you apply an either/or tax. If your income from typical sources is higher than your gain in investment value, then it’s fine. But if your personal investment account value increases more than your income, you get slapped with taxes.

        And for the love of God, make it illegal to use property like stocks so we can actually afford homes.