Last night my sister called me in a panic. She got a call from a “usbank” claiming that they managed security for her credit union on weekends (first 🚩). They listed off her SSN and other credit information to prove to her they were real. I wasn’t there so I couldn’t tell her that this was another major red flag. She gave them her banks account number. My other family members were there and called her credit union to check. The real bank walked her through what to do.
She didn’t lose any money but came scary close to it. I’ve had her freeze her credit. Put up a alert on her credit. Changed all her passwords (saved in 1password). Set up token based authentication and I’m trying to convince her to use Google voice for sms 2fa.
Should she even bother with dark web monitoring or anything like that?
Edit: phone number used by scammers: 12104170000 I don’t believe this is their actual number. It was likely spoofed. Be cautious before trying to scambait it
So sorry I don’t understand your question, schemes? Reuses schemes?
Generally speaking it’s always a good idea rotate passwords/secrets if any form of compromise is suspected . It’s just good practice, imo.
Yes CC info doe leak often, easier remedied with a cancellation, les so with SSN. We should not be using that for ID purposes in the first place and I hope we stop that practice.
I think they meant when users have dumb patterns for their passwords like if your lemmy pwd was
Evok3lemmy!and your reddit password wasEvok3reddit!, etc.Thx for stating your opinion. Sorry for being unclear. reuse = use same passwords in different accounts; schemes = password patterns with some reused portions.
I understand entirely now what you meant, the phrase I haven’t heard before!
In that case though, I’d say, with schemes yes definitely, as you’re more at a disadvantage because you follow a pattern, vs not doing so and having a unique password ( and ideally a unique username/ email for every account! Use a email forwarding service like simple login!)