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Joined 24 days ago
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Cake day: March 21st, 2025

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  • I have never been close to rich, but never truly poor either. 20 years ago my friend was in a credit card debt spiral of fees. I didn’t get it so she explained how the fees for not paying back the credit card prevented her from paying back her credit card and she never had money because it cost money to not have money.

    “So like… what kind of figure are we talking about? What would you need to not have to pay one month’s fees? And if I loan you this amount you’ll be out of the debt spiral? It will fix this being charged fees so you keep having to pay fees bullshit?”

    If you know the Terry Pratchett’s Boots thing it was like loaning her enough for one good pair of boots and solving so many financial problems. Even something like that I would never have understood without it being explained.