For a couple seasons, there was a private subreddit where they had extracted the official streams of every NFL game, and you could just open it in a web browser and watch in full quality for free with no ads other than what was in the actual broadcast. And for a while, there was a promotion in a few European countries for free NFL Sunday Ticket access, and if you started the stream over a VPN connection into one of those countries, you could turn the VPN off and it’d continue working. Then some online magazine published the trick and it stopped working the next week.
Like a lot of trouble, the worst doesn’t come from strangers, it comes from people you know. By all accounts, what happens is that anyone who knows you comes out of the woodwork and suddenly wants a favor, or a small loan, or an investment in their brilliant business idea, and of course you’re the asshole if you deny any of them. If you can’t keep it a secret entirely, it’s best to at least lock up the money somewhere so that you can blame the big mean lawyer who is “making” you be responsible and not blow it all on your second cousin’s crypto app.