Right, that’s how they fooled people for years. Any normal person would think “overdraft protection” means, “deny the transaction so you don’t overdraft.” But nope, complete opposite.
It was so scummy.
Right, that’s how they fooled people for years. Any normal person would think “overdraft protection” means, “deny the transaction so you don’t overdraft.” But nope, complete opposite.
It was so scummy.
Oh it was far worse than that…
They would actually change the order of your transactions in order to maximize the number of overdrafts (and each cost $30+).
For example, say you’ve got $80 in your account. You buy three separate meals over the course of Monday and Tuesday, and you’ve got $50 left in your account. But now you remember that there is that one thing they NEEDS to be paid for, but it’s $75 and you only have $50 on your account.
Well, you have no choice but to make the payment that brings you to -$25, and incur the single overdraft fee. Sucks, but $30 penalty is less than not having Internet for a month or whatever, so you do it.
So to recap: You had $50 left after those 3 meals. You made one single transaction that brought your account into negative, that means one overdraft fee, right?
Nope.
They would literally re-order the transactions, put the largest one first ($75), bringing your balance down to $5, THEN they would process the meals from Monday and Tuesday giving you THREE separate overdraft fees of $30 each.
So now you owe the bank $90 on top of the $25. And that was what the banks sold as, “overdraft protection.”
Shit was disgustingly egregious. Obama made it illegal I believe.
I mean, we’ve been telling them their entire lives that the planet is doomed, and they have no future… So why the fuck not bring on the debt?
Wish it was on Linux
Bruh… What
Oh.
Nice try, KGB
Just get rid of Windows completely so the crutch isn’t there. Use a Windows VM if you absolutely need to.
KDE these days is better at being Windows than Windows. Dunno how long it’s been since you’ve used it (or how much/little you tinkered with it)
Cool
Seems like you might be the one who needs to get out of the house…
The nobel prize comitte has since long abandoned Nobel’s will in this matter
How long? Wouldn’t this just kind of suggest that criteria is simply different at this point? Maybe complex electronic devices didn’t exist back then, so one can really only guess as to what he would think. Because he’s been dead for a very long time…
The prize is named after the dude, he doesn’t get to decide the rules of its award in perpetuity.
Sometimes I try to imagine what life could be like if people weren’t constantly doing everything they can to break and exploit our system…
Another symptom of extremely silo’d educations. As someone in a STEM field who took a couple years extra to graduate because they didn’t declare a major for two years, I see this shit constantly. Clearly, very intelligent people who have been once again let down by our education system, but this time at the University level.
To the point where I will probably get downvotes and angry replies about how learning that other stuff is useless. But I can tell you that it’s absolutely not. I’m an engineer, and “Logic and Language” is still, by far, the most important course I’ve ever taken…
The person is literally talking about their real life job… Maybe it’s a foreign concept to you, but I’m not sure you can get more “grass touch” than that, bud.
Oh well
Damn, and here I thought that was a clever retort lol
Just use mullvad. Pay for it with Monero if you’re super paranoid.
Private trackers are no more “secure” than public aside from the barriers to entry… However, it’s not like someone working for the MPAA couldn’t pass an interview or whatever it is they do these days…
I’d still use a VPN if I were still on private trackers.
That said, I use a VPN always, so… 🤷🏻
I’ve been using Bazzite on my main laptop as well and it’s fantastic.
I even found out that you can create a steamOS distrobox. No real need to use it, but thought that was cool.