I’m in my 40s, work a low-risk job, live in a low-risk area, have 12+ years no claims, a clean license. Ignoring the points at which everyone’s insurance gets cheaper as they age, my premiums has gone up constantly. Coincidentally, so have insurance underwriter’s profits.
I definitely could have got cheaper insurance if I’d have compromised on cover, or gone with a worse-rated provider, but that’s not my point. The base cost of insurance is set by the underwriters, and that has increased year on year for just about everyone
I’m in my 40s, work a low-risk job, live in a low-risk area, have 12+ years no claims, a clean license. Ignoring the points at which everyone’s insurance gets cheaper as they age, my premiums has gone up constantly. Coincidentally, so have insurance underwriter’s profits. I definitely could have got cheaper insurance if I’d have compromised on cover, or gone with a worse-rated provider, but that’s not my point. The base cost of insurance is set by the underwriters, and that has increased year on year for just about everyone