One thing that has helped me is to figure out what the consequences are for failure. If I don’t pay my credit card bill, my credit will get dinged and I may have to deal with a lawsuit some months down the road for failure to pay. Or if I don’t pay my rent, I’ll be kicked out and need to stay with friends or go to the local homeless shelter. Even if the consequences really suck, knowing what they are helps me stop worrying about what they could be.
The next step is to take a small step toward solving the problem. Maybe I can’t financially handle losing my job today, but I can save a little cash so I’ll be able to handle losing it in a few months. Making some progress feels good, even if the progress is slow. Keep coming up with a baby step toward a solution and you’ll eventually get there. Maybe you save some cash this month, then spend the cash on something to help you save more next month (e.g. maybe buy a staple in bulk to save per unit).
Yeah, sometimes life be like that.
One thing that has helped me is to figure out what the consequences are for failure. If I don’t pay my credit card bill, my credit will get dinged and I may have to deal with a lawsuit some months down the road for failure to pay. Or if I don’t pay my rent, I’ll be kicked out and need to stay with friends or go to the local homeless shelter. Even if the consequences really suck, knowing what they are helps me stop worrying about what they could be.
The next step is to take a small step toward solving the problem. Maybe I can’t financially handle losing my job today, but I can save a little cash so I’ll be able to handle losing it in a few months. Making some progress feels good, even if the progress is slow. Keep coming up with a baby step toward a solution and you’ll eventually get there. Maybe you save some cash this month, then spend the cash on something to help you save more next month (e.g. maybe buy a staple in bulk to save per unit).