• voracitude@lemmy.world
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    1 month ago

    It’s like they all miss the “subject to final accounting and receipt of good funds”, even the reps they (claim to) speak to, as though that single phrase doesn’t show exactly what the issue is. I guess the magical legalese allows them to ignore whatever text is convenient at the time, conveniently.

    • TheFriar@lemm.ee
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      1 month ago

      Honestly, it feels even less final than that. From what I can gather, knowing next to nothing about loans and shit, this looks like they secured financing. This is a financing agreement, and doesn’t that mean that they just owe money to someone else? The lien was removed because someone else fronted them the money, no? Maybe an actual adult that has bought a house or a car can speak on this.

      • ImplyingImplications@lemmy.ca
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        1 month ago

        When I made the last payment on my student loan I got a similar letter. Something along the lines of “it appears you have made your last payment, but we still need to review the account to confirm. If you dont get another invoice from us then it’s all good.” I then got an invoice for about $1 which was the interest that gained on the account from the time I mailed the last cheque and the time they cashed it.

        I’m going to assume this person sent in something that looked like a payment which triggered the “looks like you made your last payment” letter but then accounting realized the payment was phony and sent an invoice.

          • Philo@lemmy.ca
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            1 month ago

            I did the same in my mid 30s. It’s called money management. It’s a skill that has mostly been lost to us boomers.

            • Flying Squid@lemmy.world
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              1 month ago

              It has nothing to do with money management. It’s virtually impossible to pay off student loans anymore. People pay them off until they die now. That you’re a boomer is why you were able to do it. College was affordable when you went.

              • Philo@lemmy.ca
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                1 month ago

                Ok…this boomer held three jobs to pay for his first year of college and got loans for his last three. I really don’t have any idea what the hell you’re talking about claiming that college (let alone life) in NYC was affordable. Don’t be jealous that we understood how to get GSLs and PELL grants while you and lots of your generation fell for the private companies ripping off students who wanted “free” rides. Your generation screwed it up so damn bad, that’s why Biden is forgiving student loans.

      • Mac@mander.xyz
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        1 month ago

        You’re correct. When i refinanced my house i paid off the loan with one company using the loan from the other company.