• protist@mander.xyz
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    18 hours ago

    I closed my account with Chase during Occupy Wall Street and also never looked back. When I accidentally overdraft my credit union account, they just automatically pull it out of my savings account with no associated fee. Who’d’ve thunk having a computer automatically do something could be a free service

    You have to think people who maintain a BoA account skew low-information

    • Rhaedas@fedia.io
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      18 hours ago

      Mine warns you about the pending overdraft and if you get enough funds in that day they charge a penny. When I was with BoA I found that not only did they charge a large fee for each overdraft, they made sure to pull out the largest amount first to try and make smaller charges also have their own fee tacked on. Now in relation to this article, how traumatic is such an action to someone living paycheck to paycheck?

      But hey, some might say just have to earn more to avoid that. They aren’t wrong…

      • gravitas_deficiency
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        7 hours ago

        Re: the transaction ordering stuff: I thought the CFPB outlawed that ages ago? Or did they roll that back in the Trump years?

        • Rhaedas@fedia.io
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          5 hours ago

          This was years ago, before Trump. Maybe something changed after I had left. There’s no way it was coincidence of what I saw happen a few times.