rootww to linuxmemes@lemmy.worldEnglish · 1 month agoNew Debit Cardimagemessage-square57fedilinkarrow-up1696arrow-down121
arrow-up1675arrow-down1imageNew Debit Cardrootww to linuxmemes@lemmy.worldEnglish · 1 month agomessage-square57fedilink
minus-squarenoredcandy@lemmy.worldlinkfedilinkarrow-up3·1 month agoThe US uses chip and signature, no joke, because the banks didn’t think people could remember another PIN.
minus-squareHawke@lemmy.worldlinkfedilinkarrow-up2·1 month agoEven though the you already have to use the PIN at an ATM. No idea why there’s such a big functional difference between “credit” and “debit” cards.
minus-squarePhobosAnomaly@feddit.uklinkfedilinkarrow-up2·1 month agoI don’t think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them. I’m happy to be corrected though.
minus-squareHawke@lemmy.worldlinkfedilinkarrow-up1·1 month agoThe only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.
The US uses chip and signature, no joke, because the banks didn’t think people could remember another PIN.
Even though the you already have to use the PIN at an ATM.
No idea why there’s such a big functional difference between “credit” and “debit” cards.
I don’t think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them.
I’m happy to be corrected though.
The only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.