The FINE (Not FIRE) Movement — Jill on Money
www.jillonmoney.com
Forget the FIRE movement, I'm all about the FINE movement, a new acronym that was sent to us by a listener. Financial Independence, Next Endeavor. Having that financial stability to be able to pick and choose your next journey. That's the gist of the conversation with our latest caller. Have a mone

Link is to an older podcast episode, and The Money Guy YouTube channel occasionally talks about FINE instead of FIRE.

Here’s the definitions of each:

  • FINE - Financial Independence Next Endeavor
  • FIRE - Financial Independence Retire Early

Basically, FINE focuses on what you plan to do after achieving financial independence, whereas FIRE tends to focus on cessation of working. I always called it FI (leave off the retirement part), but I suppose FINE works.

Anyway, just wondering what everyone else is planning to do once they hit Financial Independence, whether that’s retirement or starting something new. I’ll leave mine in the comments.

  • LazerDickMcCheese
    2·
    6 hours ago

    I’m living FIRE, but the “next endeavor” is, and always has been (in my opinion), to create generational wealth

  • sugar_in_your_teaOPM
    1·
    7 hours ago

    I’m about 10 years away and haven’t 100% decided what I’m going to do, but that should be around the time my oldest leaves the house. Here are some things I’ve thought about, in rough order of my passion for each:

    • join/start a charity to help people get out of debt, perhaps with low-interest loans based on behavior instead of credit
    • make video games, and perhaps start an indie studio
    • run for local office - I don’t want to be a politician, but my state legislators have run unopposed ever since I’ve lived here
    • really get into carpentry - I may do this before hitting FI, I’ve been wanting to build a treehouse for my kids for a couple years now

    I’ll probably do one of the first two, we’ll see about the rest.