Exactly 15 days later, as Anderson realized she didn’t have the money to pay the mounting bill, MyHoopty took advantage of a little-known state law available to towing companies: It submitted a form to the Connecticut DMV to sell Anderson’s car.

On the form, MyHoopty typed that the Dodge was worth $600, half of what Anderson had paid for it less than three months earlier. And, DMV records show, the agency quickly approved MyHoopty’s application to sell the car.