You’re on your way brother. The children being grown when you get to the decade that you retire is the big game changer I think. I love my kids, and I actually thought about having more a few years ago, but financially just wasn’t something I could wing.

Plus I worked in an elementary school for my last few days of work, so they sorta all became my kids. And I still volunteer there, so it’s worked out for me.

Now, if my kids would have kids so I could at least have grandbabies, then hey! All the better! lol