• boonhet@lemm.ee
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    1 day ago

    With credit cards you’d have to pay in full next month or pay interest. Here the installment plans go to to 3 or 6 months without interest.

    You also don’t need to own a credit card so no need to pay that monthly fee.

    • JcbAzPx@lemmy.world
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      13 hours ago

      Not all of them are without interest. In fact, the ones you’ll find the most are quite usurious.

      • boonhet@lemm.ee
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        8 hours ago

        They’re all interest free in my country, but if you need a longer period, you can get an installment plan that has an interest rate comparable to a credit card.

    • Verat
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      1 day ago

      The longer time to pay makes sense but the cards I have dont charge me for having them, I know availability of cards may vary though, some people might not have decent card options, I guess it makes sense.

      • boonhet@lemm.ee
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        14 hours ago

        Probably varies by country. My gold card was something like 5 euros a month which isn’t a whole lot, but it’s still money for something that only serves to make it way too easy to take on debt and has little other value.