Thanks for the response! Definitely fair that the OP had the assumption of America-centric or at least credit card specific.
As to the scam, the unfortunate reality is that the price is already higher to account for fees, and it makes no difference if you pay cash or card. So Americans have the choice to either pay cash or pay card with cash back, even if the price is the same.
Also there are better protections in the states for credit card purchases than debit card purchases, so there’s an advantage there as well.
Thanks for the response! Definitely fair that the OP had the assumption of America-centric or at least credit card specific.
As to the scam, the unfortunate reality is that the price is already higher to account for fees, and it makes no difference if you pay cash or card. So Americans have the choice to either pay cash or pay card with cash back, even if the price is the same. Also there are better protections in the states for credit card purchases than debit card purchases, so there’s an advantage there as well.