Continue to be thankful. I made some boneheaded choices in college which resulted in my throwing away a full ride, and I left school with like 80k in debt. Thankfully, I am much more fiscally responsible than I was academically responsible, and I managed to pay that off over the course of like 7 years (aided in no small part by the forbearance periods Biden forced through during COVID). Which is good, because more boneheaded choices were made which resulted in a significant change to my financial situation. If I were still making payments at this juncture, I would be in a position where I’d be moving back into mom’s basement just to make ends meet.
Not that there is anything inherently shameful in that (it’s fucking hard out here, and if that’s a resource that you have available, it should not be turned away simply because of pride), but it does cause me to wake every morning pleased I didn’t listen to any “financial gurus” out there who talk about shit like “good debt”.
No joke. I just went to a in state university, of which I had a few very good ones to choose from, and the state paid my tuition and I was able to pay rent working part time.
I often forget a lot of people around me are sitting on like $40k of debt because their state didn’t do lottery scholarships or they just wanted to go out of state, sometimes just to get “The College Experience”.
Boy you guys talk so much about student debt that I’m very thankful to not have it
Mine is debt owed to family
Continue to be thankful. I made some boneheaded choices in college which resulted in my throwing away a full ride, and I left school with like 80k in debt. Thankfully, I am much more fiscally responsible than I was academically responsible, and I managed to pay that off over the course of like 7 years (aided in no small part by the forbearance periods Biden forced through during COVID). Which is good, because more boneheaded choices were made which resulted in a significant change to my financial situation. If I were still making payments at this juncture, I would be in a position where I’d be moving back into mom’s basement just to make ends meet.
Not that there is anything inherently shameful in that (it’s fucking hard out here, and if that’s a resource that you have available, it should not be turned away simply because of pride), but it does cause me to wake every morning pleased I didn’t listen to any “financial gurus” out there who talk about shit like “good debt”.
No joke. I just went to a in state university, of which I had a few very good ones to choose from, and the state paid my tuition and I was able to pay rent working part time.
I often forget a lot of people around me are sitting on like $40k of debt because their state didn’t do lottery scholarships or they just wanted to go out of state, sometimes just to get “The College Experience”.