• @[email protected]
    link
    fedilink
    16211 months ago

    I’m not sure that has to do with privacy and more like “help us avoid paying income taxes.” No one denies that cash is completely anonymous, but that’s not the intent here. This is coming from a huge advocate for privacy, but to me this is a stretch.

      • @[email protected]
        link
        fedilink
        English
        811 months ago

        The small restaurant I work in racked up at 16k in credit card fees in months. We’ve had to start applying the 3% fee to credit card sales.

        • @[email protected]
          link
          fedilink
          English
          311 months ago

          Or just raise your prices instead of hitting customers with surprise fees. I own a small business. The vast majority of our revenue is from credit cards. We don’t pass those fees into customers, we just raise our prices as needed.

          • @[email protected]
            link
            fedilink
            English
            511 months ago

            we don’t pass those fees onto customers, we just raise our prices as needed

            Say that really fucking slowly. Like maybe three or four times until it clicks.

            Also, raising prices passes this cost onto ALL customers. Having a credit card fee only charges those that want to use a credit card.

            So really your solution is shittier.

            • @[email protected]
              link
              fedilink
              English
              12
              edit-2
              11 months ago

              Let me say this very slowly so you can comprehend.

              Price on menu: $10.

              Price at checkout because CC fees passed on to me: $10.30

              That’s a surprise fee.

              Price on menu where the price was raised to account for CC fees: $10.30

              Price at checkout: $10.30

              No surprise fee.

              • @[email protected]
                link
                fedilink
                English
                -1111 months ago

                “3% charge for credit card” written on menu

                shocked Pikachu face

                Still stands that your original comment is retarded

      • @[email protected]
        link
        fedilink
        711 months ago

        Medium sized business owner here. We pay a lot more for the handling of cash than for cashless.

        • Echo Dot
          link
          fedilink
          211 months ago

          According to my friendly neighbourhood corner shop owner they pay 3% on card transactions, unless it’s over a certain amount and then they pay a flat rate.

          But he’s not sure what that amount is because as a tiny corner shop they basically never hit it.

          Perhaps you’d pay a flat rate if you were paying for a PS5 or something in that price range, I’m not sure.

        • @[email protected]OP
          link
          fedilink
          -5
          edit-2
          11 months ago

          This is because the system hates cash and has erected all types barriers and inefficiencies when handling cash.

          You should look into Monero, it is like cash but digital. No more worrying about your payment processor cutting you off because of you political views.

      • @[email protected]
        link
        fedilink
        611 months ago

        Credit cards transaction may only cost a few percent, but the cost to business can be significantly higher. For example visa forces you to no require a minimum for credit cards, and they charge a base fee regardless. Also if a customer issues a dispute, the business may have to pay the dispute fee, regardless of the outcome of the dispute. Louis Rosmann as quite a few good videos on this topic, eg: https://www.youtube.com/watch?v=6an5ZP4Vnzg

    • @[email protected]OP
      link
      fedilink
      -1111 months ago

      They are trying to make people aware that technocratic communists are trying to ban cash, obviously.

  • @[email protected]
    link
    fedilink
    7911 months ago

    This has nothing to do with cashless society, it’s because they don’t want to pay their taxes.

    • @[email protected]
      link
      fedilink
      English
      -111 months ago

      That’s possible, though inferred rather than stated. But whether they are being forthcoming about all of their motivations for the preference, either or both are good reasons.

      • Echo Dot
        link
        fedilink
        1811 months ago

        Oh yes the very well known and famous Italian pound.

        • @OneWomanCreamTeam
          link
          411 months ago

          it’s an Italian restaurant; they only have those in Italy.

        • @[email protected]OP
          link
          fedilink
          -1111 months ago

          Bigot commies don’t care, they will shame everyone until you pay a cut to the bankers via “government taxes”

            • @[email protected]OP
              link
              fedilink
              -911 months ago

              Who said anything about conservative party not being commies. You are under mind control. You cannot even process what is being said, go cash your welfare check and get another booster.

              • Echo Dot
                link
                fedilink
                111 months ago

                You’ve just demonstrated you don’t know what you’re talking about because the conservative government do not support welfare checks. You are a complete pratt seriously you think I get welfare check you utter fucking moron if you know anything about my country’s government then go demonstrate it otherwise go fuck yourself up the asshole you absolutely ignorant prick.

          • @[email protected]OP
            link
            fedilink
            011 months ago

            They don’t get fixed as it is. All of our money is double and triple taxed, the roads should be paved with gold based on the trillions that are stolen every year.

  • @Draghetta
    link
    4411 months ago

    lol that’s a tax evader, they save 20% and you save 10%, it’s the good old Italian tradition of “you don’t really need a receipt do you”

    • @[email protected]OP
      link
      fedilink
      -3511 months ago

      Fees are no problem, they come along with valuable services. Taxes is theft and is extracted by the use of violence then the funds are stolen, wasted, and used to commit murder.

        • @[email protected]OP
          link
          fedilink
          -1811 months ago

          I promote hardcore freedom in hopes that we may get at least some freedom. Just like the communists, they always go for starving and murdering everyone in hopes to get at least 40-60%

      • @[email protected]
        link
        fedilink
        811 months ago

        How would a guverment work without taxes? And if your argument is that a society works without a guverment, how would that work in regards to hospitals, firefighters, cops, social programs for the poor or homeless, etc?

        • @[email protected]OP
          link
          fedilink
          -811 months ago

          The government should be extremely limited and funded by fees charged for useful services it provides, if needed a small sales tax could be instituted locally.

          Rights need to be restored back to the individual so people can take care of themselves as needed in terms of defense and health care instead of sending 80% of their income to be wasted relying on some horrible and inefficient system. Once we wrangle the state back down to size people will have more than enough wealth to give to charities to help the poor.

          • @[email protected]
            link
            fedilink
            10
            edit-2
            11 months ago

            The government should be extremely limited and funded by fees charged for useful services it provides, if needed a small sales tax could be instituted locally.

            Congratulations you just described taxation.

                • @[email protected]OP
                  link
                  fedilink
                  -3
                  edit-2
                  11 months ago

                  Taxes is not voluntary, threats of violence and violence is used to extract wealth from victims.

                  You have been indoctrinated that evil is OK on a “social scale”. You are a pawn dupe.

          • @[email protected]
            link
            fedilink
            411 months ago

            on some horrible and inefficient system.

            Boy, do I have news for you about private companies. Turns out government works tend to be more efficient, and less wasteful than private.

            • @[email protected]OP
              link
              fedilink
              -311 months ago

              Turns out it does not. 50% of stolen money (tax revenue) is used to murder people around the world.

              • @[email protected]
                link
                fedilink
                111 months ago

                What companies are making those weapons and arms used in wars? Private companies, paid for with tax dollars.

                Also, only 12% of the US federal budget went to the military in 2022. Social Security, Healthcare, and Welfare were all bigger parts of US federal spending, with medicare just being behind military spending.

          • @[email protected]
            link
            fedilink
            5
            edit-2
            11 months ago

            Bro you’re quite literally boot licking a corporation commiting tax theft… Try harder or I dunno basic common sense if that fails.

            • @[email protected]OP
              link
              fedilink
              -411 months ago

              Yea, communism is the most disgusting and degenerate ideology, I cant fathom how so many morons cling to this stupidity.

              • @[email protected]
                link
                fedilink
                311 months ago

                Lemme ask a question. Were your ancestors degenerate? How about the Bible, is the Bible degenerate? Where are we drawing these absurd moral lines.

                • @[email protected]OP
                  link
                  fedilink
                  -411 months ago

                  Common sense, forcing people at gunpoint to do your will is immoral, degenerate and evil. This is what communism is about. Complete eradication of free will and only the will of the state be done.

                  God is the embodiment of morality, He asks us to do His will because it is the best thing for us, however He will never force you to do anything.

          • Fushuan [he/him]
            link
            fedilink
            English
            511 months ago

            enjoying the services everybody paid while not wanting to contribute is the actual theft.

            • @[email protected]OP
              link
              fedilink
              -411 months ago

              Stealing from others to provide yourself with “services” is theft. I do not want the state to decide what services I need and then steal the amount they think is needed.

              The vast majority of money stolen is wasted or used for evil, a tiny fraction goes to “services”, which by the way are horrible.

        • @[email protected]
          link
          fedilink
          English
          711 months ago

          It’s absolutely crawling with authoritarians.

          I don’t care to spend much time determining if people are lefties or righties. Or care whatever other label they may use, because you’ll quickly find out that whichever affiliation they claim, they want to control what others do in different aspects of their lives and are not in support of individual liberty, self determination or personal responsibility.

        • @[email protected]OP
          link
          fedilink
          -411 months ago

          Yes, lemmy specifically, it is loaded with hardcore communists who want to take away private property and give it all to the bankers using state violence.

          • @[email protected]
            link
            fedilink
            511 months ago

            give it all to the bankers

            That would be what the right wing is doing, actively. Left leaning people want to distribute the power and money back to the people.

            • @[email protected]OP
              link
              fedilink
              -311 months ago

              No the left are duped morons who think they are “distributing” but in actuality they are just propping up banker power. The bankers have taken over the state and use it to dominate society. You have been duped.

              • @[email protected]
                link
                fedilink
                411 months ago

                You have been duped by the right wing. The left hasn’t ever been in power in the US. All the money going to Wallstreet and Bankers is pure right wing policy.

  • @[email protected]
    link
    fedilink
    1711 months ago

    You would not believe how many cash payments in the end customer food and service industry never make it to the books.

    What’s next? “Save the Planet! Save Paper! Get 5% off if you don’t need an invoice!”

  • @[email protected]
    link
    fedilink
    811 months ago

    I agree with the idea and I don’t have this reaction else where but when I see the cash only signs in food places it just makes me jump to tax evasion. Don’t know why it’s only food places that give me that feeling.

    • @[email protected]OP
      link
      fedilink
      -2111 months ago

      Taxes is immoral and based on violence and oppression, so evading it is the right thing to do.

      • @[email protected]
        link
        fedilink
        011 months ago

        So, how do we find things like healthcare, road maintenance, refuse collection, etc without taxes?

          • @[email protected]
            link
            fedilink
            1
            edit-2
            11 months ago

            So if your neighbour falls out of work and can’t afford his refuse pick up anymore, you’re happy for rubbish to pile up in their garden next to your house with all the health risks this entails? If their house starts burning down, you’re happy for the fire brigade to turn up only when the flames catch your house as he didn’t pay his emergency services subscription? Is this how you forsee your free market utopia functioning?

            • @[email protected]OP
              link
              fedilink
              -311 months ago

              No, I see my neighbor be well financially situated with a backup plan if his occupation is terminated because he was not a coddled slave being robbed all his life of 80% of his earnings and he would have had the foresight to save and invest a currency that does not lose 20% of its value annually due to psychopaths controlling the printing press.

              • @[email protected]
                link
                fedilink
                011 months ago

                As someone who’s working in benefits and taxation for over a decade, you’re living in a fantasy world mate, you can give people all the money in the world, but lots of them won’t save it or budget for a rainy day as you expect, they’ll spend it all and then be in the lurch when the emergency hits. We’ve tried it your way, that’s how society used to work and amazingly it didn’t end up with everyone magically emancipated from need or want, it just created huge social divisions between the haves and have nots, thays why we invented the welfare state to balance those things out.

                • @[email protected]OP
                  link
                  fedilink
                  -2
                  edit-2
                  11 months ago

                  Yes giving people money always results in waste. That is why the state wastes most of the tax money they steal. To be valued it needs to be earned.

                  You have been told the story of the past about how the government saved the day by government schools.

    • @[email protected]
      link
      fedilink
      111 months ago

      I believe this is illegal if its in the UK. The EU introduced regulations a few years ago banning fees for credit card payments. As a consumer it was great because lots of businesses were taking the mick charging more than they have to pay but knew people really prefer credit cards. I think this method of trying to get around that is in fact illegal because you are effectively charging more for credit card payments.

  • @[email protected]
    link
    fedilink
    811 months ago

    If it would be 1-3%, I understand, because that’s the fee for credit cards. But 10%?? Something is clearly wrong.

    • @[email protected]OP
      link
      fedilink
      -2211 months ago

      They are concerned with the totalitarian psychopaths tightening their grip on society. so they are sacrificing their profits to help everyone in society not become a total slave.

          • @[email protected]
            link
            fedilink
            211 months ago

            Glad to see you’re supportive of the elimination of all public healthcare, schools, and social services 👍

            • @[email protected]OP
              link
              fedilink
              -411 months ago

              Yes, they are horrible and have resulted in total mess we have today. People are sicker than ever, dumber than ever, and more homeless than ever.

            • @[email protected]
              link
              fedilink
              English
              511 months ago

              Please feel free to give up the device you wrote this message on along with any clothing or other possessions you may have, including the food you intend to eat to continue to maintain life.

              You’ve deprived the rest of the planet of these resources while you’ve been using them. Some of the inhabitants here want or feel they need them more than you.

              Come to think of it, the earth itself may object to you borrowing energy from it to sustain or amuse yourself.

              Selfish.

              • @[email protected]
                link
                fedilink
                English
                1
                edit-2
                11 months ago

                None whatsoever. It is completely out of touch with the realities of the universe we inhabit.

                • @[email protected]
                  link
                  fedilink
                  211 months ago

                  Not really. But do go on about how communism is indoctrinating, it’s not like a capitalist society would do anything like indoctrination. I dunno, maybe you’d be smart enough to see that the difference between cash and credit is non existent and the use of both benefits the highest earners and lowest producers regardless of what economic system you prefer.

    • @icepuncher69
      link
      8
      edit-2
      11 months ago

      It seems that crypto bros have begun to raid lemmy recently, and for raid i mean that yhey just have been coming in big quantities, since the other day i was talking bad about crypto and got downvoted a lot, which is weird since i thought most people here didnt like it since the fiasco of past 3 years on crypto and blockchain, and i got a lot of comments deffending it too.

      • @[email protected]OP
        link
        fedilink
        -1111 months ago

        Many are coming from reddit (another communist hellhole). State worshipers hate crypto because it is a tool for freedom. It peacefully rips the power over money from state control and by extension banker control, since the bankers fully own the bloated communist state that we have in all developed nations today.

        • @icepuncher69
          link
          711 months ago

          Dude bankers are not comunist, quite the contrary actually, and reddit are mostly lefty kids, the tankies where in lemmy all along, and you say crypto bros are comming from reddit but also say that they hate crypto too? Wtf. Im confused, you scare me, go away.

          • @[email protected]OP
            link
            fedilink
            -6
            edit-2
            11 months ago

            You are confused, most likely due to your surface level understanding on most topics. Crypto bros are morons who know nothing about crypto. They have some coins on an exchange and are hoping to cash out when it pumps again and go on a vacation.

            You came in here, now go away.

              • @[email protected]OP
                link
                fedilink
                0
                edit-2
                11 months ago

                Again, the topic is not as simple as “I like crypto”.

                Monero is a decentralize and private by default fair and honest cryto currency that acts exactly like cash in digital format. No one knows if you have it, how much you have, who sent it to you or where you sent it. It is basically the ultimate money. Most “crypto” is useless and scams.

                Just like physical cash except it cannot be manipulated by communists and bankers.

        • @TanakaAsuka
          link
          311 months ago

          By all means, go get scammed with crypto. Meanwhile the rest of us are living in the real world where not a single developed western nation is a communist state.

          • @[email protected]OP
            link
            fedilink
            -611 months ago

            They all have income tax and a central bank, two primary pillars of communism.

            You should stay away from crypto, with your level of intelligence you would lose it all in a week.

            • @TanakaAsuka
              link
              411 months ago

              I don’t think you know what communism is, but you’re not going to listen to anyone that explains it are you?

              • @[email protected]
                link
                fedilink
                311 months ago

                When your brain has been destroyed by libertarianism, anything done to help anyone else seems like communism.

              • @[email protected]OP
                link
                fedilink
                -111 months ago

                As I said, you have a surface level understanding of communism. You know some general tropes and feel good half-baked intellectual points you absorbed while falling asleep in your communist infiltrated university general studies classes.

                I have done deep research on the topic and at it’s core communism is a demonic system which infiltrates, corrupts, takes control, then enacts total dehumanization and murder.

                • @TanakaAsuka
                  link
                  411 months ago

                  This is absolutely hilarious, no matter what I say you will still reply.

                  Not only do you think central banks are not just a part of but one of the defining features of a classless, stateless, moneyless society, they’re the key indicator that a state is communist! Add to that that you confuse different people replying to you with each other (or assume everyone is the same person) and you get this wonderfully entertaining mix.

                  Tell me, what else have you done deep research on? Next you’re going to tell everyone that the earth is flat or something aren’t you.

            • Dremor
              link
              fedilink
              311 months ago

              And how do you think the road you use are paid? How do you think the military that protect you from communists states are paid?

              By printing free money?

              • @[email protected]OP
                link
                fedilink
                011 months ago

                They are able to fund massive war crimes such as invasions and mass murder around the world by debasing the currency, drug trafficking and other criminal operations on top of theft known as taxes.

                The military are the ones enforcing communist policies of the bankers on the rest of the world. The only countries that get invaded are ones without a central bank controlled by them.

                Roads are paid for by fuel tax and tolls.

                • Dremor
                  link
                  fedilink
                  211 months ago

                  You’d probably suprised that tools and taxes are nowhere enough to pay for the enormous road infrastructure of the US. In avarage it pays for around half of it. The rest is funded by your taxes.

                  One of many sources: https://taxfoundation.org/data/all/state/states-road-funding-2019/

                  As for the accusations of war crimes, mass murder, I unfortunately can only agree as those are well documented. If my memory is right, there is some drug dealing and other criminal scandals here and there, but nowhere enough to fund the behemoth that the US military is.

                  But I fail to see how debasing the currency would fund anything without creating a gigantic inflation. And by that I mean multiple times more that the current one which is mainly caused by the growing cost of energy. So no, i doubt it is how it get funded.

                  As for the “without central bank controlled by them”, of course they aren’t. The central bank is either controlled by the country themselves, or by a community of countries (example: EU central bank). So of course a country invaded by the US wouldn’t have a central bank controlled by the US. And so do all the country NOT invaded by the US. This argument make no sense.

                  The military answer to whomever is the head of state, not to banks. Problem is, of course, if said official is corrupted by the banks, if which case ot is the role of the press to investigate and expose said corruption. With credible evidences of course. So unless you can prove what you are saying with credible evidence, better say it as being an opinion rather than a fact.

                  Oh, and communism is, by definition, against the power of banks. So saying a bank is pushing a communist agenda is kinda… ironic. But that’s my opinion.

            • @PsychedSy
              link
              111 months ago

              You realize that these peeps kinda dislike right libertarians already and being a dick doesn’t help, right?

              • @[email protected]OP
                link
                fedilink
                211 months ago

                I do not subscribe to right left and other BS labels. Either your a good honest person or a coward willing to do anything criminals with a badge or on TV tell you to do.

      • @[email protected]OP
        link
        fedilink
        -2
        edit-2
        11 months ago

        Unfortunately commies are not so rare, this must mean their ideology is correct because they all went through the same indoctrination system in overpriced commie infiltrated universities paid for by daddy.

        • @[email protected]
          link
          fedilink
          English
          211 months ago

          Isn’t it great that a commie is a rich trust fund kid.

          Or that a commie is poor unsuccessful and jealous of the wealthy.

          You can literally just make up anything you want and it doesn’t have to make sense or follow any cohesive logic.

        • @[email protected]
          link
          fedilink
          111 months ago

          They blocked my instance so I don’t have to see them. Seems like you protect one image on everybody disagreeing with you, that doesn’t seem healthy

  • @[email protected]
    link
    fedilink
    511 months ago

    The cashless society thing is just idiotic religious superstition masquerading as legitimacy. A disgusting number of people still believe that “the number of the beast” from the Bible book of Revelations is literal in some way. Anything that makes paper money obsolete in favor of electronic, especially if it’s an implant, is viewed by some in that capacity. It’s stupid AF but then again so are religious literalists.

  • @[email protected]M
    link
    fedilink
    English
    110 months ago

    I was wondering… how much does a credit company know if I pay with my cc? Do they know every detail of my lunch menu? If so, that does have something to do with privacy, I’m not very comfortable. If they just know the total amount I pay, then I wouldn’t mind too much, though.

    • @[email protected]OP
      link
      fedilink
      English
      210 months ago

      They would only know things like location, time , amount. With this data you can build a pretty comprehensive profile about your whole life.

      • @[email protected]M
        link
        fedilink
        English
        110 months ago

        Good. “Fight against the cashless society!” is a bit weird motto, coming from Monero supporter, though…

        • @[email protected]OP
          link
          fedilink
          English
          110 months ago

          If we could have physical Monero cash I would be for it. I am for any honest form of money, blockchain is just the easiest way to accomplish this without the state being able to stop it.

          • @[email protected]M
            link
            fedilink
            English
            110 months ago

            What I’d avoid is, things like loyalty cards — cash or not, discount or no discount. I’m sure if I sign up, giving my personal info, something tricky is written in fine print* in the sing up form, in obscure legalese. There ain’t no such thing as a free lunch. If you get a discount, you’re actually selling your privacy cheaper than it actually is. *Some_instances_may_be_excluded._Your_mileage_may_vary.

  • @[email protected]
    link
    fedilink
    -211 months ago

    I really don’t like cash.

    It’s just too vulnerable to theft and robbery.

    I think Monero is better than cash. Would love to see that get more use in these kind of settings.

    • Zuberi 👀
      link
      fedilink
      -211 months ago

      Why is this so heavily down-voted in monero.town of all places?..

      Lemmy.world gtfo you dummies

      • @[email protected]
        link
        fedilink
        211 months ago

        It seems the lemmyverse is still a bit buggy. “Brigading” is the default feature set.

        Luckily, downvotes do not affect karma like they do on reddit. But it still feels bad.