“Have you tried simply having more money?”
Avocado toast is a big fat waste of money and I don’t take anyone seriously who buys it then complains they need more.
No one wants to work (for nothing) anymore!
I started at $1,400 in 2011. That went up to $3,200 by 2023 for the cheapest place in a worse part of town.
I had to move to an entirely different city. Fuck San Diego. Shitty ass city.
I bought my house in 2014, $224k at 4% APR, my monthly payment including taxes is $1400/mo.
It’s only been 11 years, inflation is up ~35% in that time, so buying the same house now should be ~$1900/mo. Actual price if I were to buy it now? ~$3500/mo. And wages have barely budged. No wonder young people entering the workforce can’t buy houses anymore.
We bought a house in Tampa Florida area in 2018, our monthly cost was $1400/month. Moved to Washington in 2022 and bought a house and the house is smaller and our monthly payment is $3k. Area matters of course, but comparably I’d imagine we’re in similar situations.
Is this the original unmodified drawing? What a dump truck on the lad.
Nope!
Right I remembered him fit, not deformed lol.
This is from the alternate reality where Rob Liefeld illustrated Watchmen
Nah, Doc has feet, couldn’t be liefeld
Somebody actually took the time and effort to make that adjustment.
Dr. Manhatten got back.
“Greedy landlords” is an easy cope out. Instead we should realize the system that’s built to continously inflate the economy whereas our wages stagnate at best.
Please, I’m begging you, please call Habitat for Humanity. Don’t make assumptions based on what you think you know about the program or have heard, just fucking call.
Worst case scenario: You spend an hour at the initial meeting and discover it won’t work for you. The other scenario: You end up owning a brand new home (or one refurbished to brand new) at cost.
Because my es-wife picked up the phone, I now own my own home at $600/mo., 19-year mortgage. Took us right at a year to complete the program and have keys in hand.
Be glad to answer questions, but there are variations according to the local outfit’s way of doing things.
I’ve thought about begging a similar outfit for that kind of help - I just got my first apartment on my own six or so months ago, and I’ve always been on the edge/dependent on others for help.
Do they ever help single people? I’d do anything just to have my name on a place. I’ve slept in a car before and I never want to be in that position again.
Perhaps you and a friend could pretend to be a couple? Doesn’t matter their gender or sexuality.
Oh uh hey, andros_rex, wanna go out? We can take a nice, romantic drive to a Habitat for Humanity’s interview.
She correct i worked making 6 bucks an hour in early 2001 and had my own apartment. Was 300 a month. Today fucking 1,000 for the same place. Bullshit not even close to what it should be.
Exactly. $400 for mine. $100 would fill a shopping cart with groceries back then. Health insurance: $80-125/mo. Internet: $15/mo. Garage sales almost everything was less than $10, most of it was less than $5. Goodwill was a deal. DIY/homemade was a deal, a way to save money.
It was a different time. There’s no equivalent to that time today, today is pretty awful.
And now it’s all going to be so much worse thanks to MAGA, oligarchs, and Heritage.
Pooooor Heritage Foo dation
Actually think their kids will be down to be obscenely rich in the future world where coral reef diving and backcountry skiing are only possible in VR
(I have to assume wealth and intelligence have a decent correlation sometimes, but Heritage proves the relationship is certainly not 1:1)
Yes, what is up with thrift stores charging almost the same as “first-hand” stores? Yet another example of how this generation is screwed (along with all of us old people).
Boutique thrift shops all try to act like they’re some amazing place to find funky retro fashion just waiting to be discovered on a Tiktok. It’s all overpriced. We’ve been to Goodwill and Habitat locally for stuff. Prices go from great to dirt cheap. They just want to move stuff, not hold on to someone’s idea of vintage cool.
Or they somehow want to price things off eBay prices. Bro, you are a thrift store. You aren’t some place that should be trying to get the absolute most out of an item.
Price it vaguely on what people might pay for some used, unwashed, beat to hell thing. If someone thinks they can get more by selling it online, that’s fine. That’s on them. You don’t have to compete with them. Turnover of items is more important than the most money on that old glass cup.
I know it’s a little off topic but eBay is a fucking scam as well… So many used items go for prices very close to brand new. I live in California, which charges VAT for ebay transactions. Add in shipping and I would be paying more than brand new for the vast majority of the inventory.
There are no good deals on ebay unless you spend a lot of time in bidding wars. You still risk getting a damaged item too…
You used to be able to get grandpa’s old used golf clubs for $5/7 at goodwill and I put together a whole set for cheap. Moved and had to leave it behind now they put all the clubs straight online, you can’t even get them at the stores anymore. And the price is barely better than a newvset from Walmart. I wanna golf again :(
Video games are almost always ridiculous too. They’ll sell anything good online, and then charge like $10 for one of their 40 copies of Wii Fit.
The only good place to thrift nowadays is the small local places run by like churches. Goodwill sells shitty acrylic yarn for more than it costs new, wants $20+ for used kitchen appliances, sells current dollar tree shit for $5…
Goodwill fell off. It’s worth noting how the stuff we buy is basically worthless for resale the moment we buy it, since cheap new stuff is outcompeting it. It’s only value is use value.
Good news! Tariffs just made new stuff significantly more expensive so the resale value will be higher now. /s
Watching new vs used prices on things will be intresting
They do employ people who might not be able to get a job elsewhere, so not evil, just halfway shitty.
What the fuck? Thanks for making my day even worse I guess. Seriously thank you for the information, they will no longer get my business.
Hey, at least they employ people who might not be able to get a job elsewhere. Goodwill does anyway.
Walmart cut costs to the bone and squeezed down on what thrift stores used to charge.
Thrift stores are a deal compared to Macy’s, JC Penny, and such.
Ive noticed this at chains, but not at my local stores. Goodwill for example, I always see dollar tree items marked as $2+. I know Theyre from dollar tree because theyre still in the damn package.
I found a neat looking board game at the thrift store once. I looked it up on my phone to check reviews, and learned it would be cheaper to buy it new than what they were asking. Usually they have good deals but not that time.
I blame macklemore.
Now playing MACKLEMORE & RYAN LEWIS - Thrift Shop
Agreed.
The only way for a wage earner to bootstrap their way up is to have money when historic opportunities to invest present themselves, like March 2020 and April 2025. If you have a few thousand to invest now, chances are that will turn into a massive profit over time. And even better, hold those securities for longer than a year and you get a preferred, lower tax rate on any profits.
But most people can’t do that. They’re stuck taking out an (air quotes) “interest-free” loan from Klarna to make sure they don’t starve this week. Our politicians are, thankfully, focused on the most important priorities, like drag queen story time. (And that’s sarcasm, btw.)
Please don’t invest right now. You are right that you can make a lot of money if you know what you’re doing, but it’s still a casino. With the people running the US right now, if they ever fully implement the tariffs, the market is going to eat shit. Then you can buy if there’s some glimmer of hope like Republicans losing Congress in 2026. I’m not trying to do US defaultism here, I believe this advice holds worldwide.
I pulled all my money out when Trump got elected, and that was a good choice. If I’d gone all in on options I’d be straight up hood rich, but I can’t gamble everything we have.
I switched my retirement accounts to cash apprx feb 28, before the tariffs announcement and the market starting crashing. I just moved back into stocks this week. I’m convinced we’ve seen the worst of the tariffs… too many people are in trumps ear telling him he’s a retard. It’s only up from here.
Cluster B personality disorders don’t change their mind when called out, they double down. And interruption of the self constructed false reality makes them reactive.
I hope you’re correct for your benefit and the benefit of people who have retirement funds in the market.
I disagree however. Even if that fucking toddler-brained jackass backs completely off the tariffs (which I don’t think his ego will let him) he will do more heinous shit that will ruin the world economy in other ways. He’s also got several accelerationists in his ear that would love to see another great depression.
In less than 90 days the tariffs are back on, and the insane China ones are currently rolling I believe. Adidas put out a statement today saying the shoes are going to get a lot more expensive. Also, as of today, the oligarch Jeff Bezos is under federal investigation over a rumor that Amazon was going to tell customers what portion of the price of an item was due to tariffs. Just over a rumor. A rumor about a legal action that would be a smart business decision.
I’m keeping my money in the bank, and some in cash hidden in my home. Hopefully FDIC insurance still works.
Yeah. We’ll see i suppose. The markets holding back a lot of suppressed upward mobility that we saw when the fake “tariffs are off” tweet happened. One whiff of good news will have us going up again.
In any case, at least I mitigated some of the damage. Can’t win 100% every time.
Just keep in mind the maxim- The market can remain irrational longer than you can remain solvent. It’s more of a vibes casino than it ever was before the GME stuff.
Even though I think you could be right, please don’t bet the barn. I don’t want to see you get hurt.
Ill be ok. Been 100% in a vtsax equivalent for 10 years… not retiring any time soon
My parents, 35000 dollars for a two bedroom, 1 bath house 3 acres of land in the middle of BFE back in the 80’s
Today, 3 bed, 1 bath house with less than .25 acres, 200k same BFE area.
With inflation something comparable to my parents house in BFE, because it’s not changed all that much, should only be 100k.
And the recent minimum wage increase to 13.75 an hour passed by the people is in process of being revoked by Republicans.
And I do get tired of visiting home and taking to people that spout off the ‘back in my day’ bs.
BFE?
Acronym for being in the middle of nowhere.
“Bum Fuck Egypt” or some odd variant of that.
I’ve heard of “Butt Fuck Nowhere.” But never BFE or Egypt.
It’s been around a long time, at least since the ‘80s. You can now add it to your vocabulary.
Or not if noone knows what it means and it makes no sense.
Everyone said BFE and still says it, where I grew up.
I don’t care, you do you. Nobody’s making you do anything. Plenty of people do know, so not like your lack of knowledge limits anyone else’s usage.
Sounds like “I enjoy being indecipherable, not my problem!”
Everybody I know knows what BFE is. Ask around.
It does make sense. It’s hyperbolically saying it’s so far away it might as well be in Egypt.
A lot of us in the Midwest say BFI, with I being Iowa. Think it has more to do with none of us wanting to be in Iowa.
the recent minimum wage increase to 13.75 an hour
Have higher standards
Seriously. I’m sick of this let’s-beg-for-an-itty-bitty-change nonsense. If rent near me is $2000/month, and that’s supposed to be 1/3 of my pay, then I should be making $6000 per month ($72k per year!)
Assuming I worked a full 40 hours every week, with 4 full weeks in a month, that means I’d need to make $1,500 per week, which breaks down to $37.50 per hour (before taxes, as well as before payments for employee benefits, garnishments, etc.)
I don’t live anywhere fancy. This place is an average apartment with too little parking and too many centipedes. Thankfully, I am not paying the entire rent by myself at this time, because I don’t make anywhere near $37.50/hour.
If $13.75 was the wage of somebody who worked a full 40 hours/week, for 4 weeks, they’d only make $2,200. Total. That’s it. For the entire month.
If your fight for a new minimum wage is starting with a number less than 30, you’ve already lost.
Yep no shit
Saving money on food to buy a guillotine is personal finance.
We have scrapyards and bulk pickup. Reuse materials and save some dough
Trade and barter with your fellow proletariat and create the tools.
Have tools, need wood.
Wood for sheep?
Have wood, need hands. Sounds like we have a start!
Now kiss. Get your hands on their wood.
Maybe there is a financing plan in installments. Klarna or something…
My first apartment (without roommates) was $600/month I think. I just check the present day at it rents for $1400! The mortgage cost on my first house (small/low cost of living area) was only $1000/month.
I just don’t know how young people are affording housing these days.
Well, most don’t. Just let them enjoy abuse at home.
I rent my parents’ other house and just pay carrying costs. It’s still $2800/month because of location. Trust me, it’s a much better deal than it sounds…
But this flies in the face of the great American delusion that everyone can white knuckle their way through large crises arising from systemic failures or engineered on purpose by oligarchs.
Exactly. We need more flying in that face. Like bricks
